DEBT MANAGEMENT CONSULTANCY – EASY ON DEBT
Bank loans will be restructured to ensure affordable repayments. Our ‘Easy on Debt’ debt management system helps you lower interest rates and pay off your bank debts on affordable terms.
BANK LOANS CONSULTANCY (SME/PERSONAL/BUSINESS)
Once your personal or SME bank loan has been reinforced and optimized, our financial consultants will do the following two things based on your financial situation and insight on the purpose of your loan:1. The financial consultants will counsel you on the right type of loans for you (such as credit card, personal loan, SME loan etc.) and the loan privileges of various banks;
2. They will evaluate each bank and the type of loan from a short-term or long-term perspective, according to your financial situation, and suggest the most optimal loan scheme to help you make the smartest choice;
3. They will then explain to you the subsequent repayment plan after obtaining the bank loan to ensure that you can pay off the bank loan at an affordable rate;
*In certain cases, we do not suggest customers getting a bank loans, e.g. in cases of borrowing a new loan to clear off an old one.
MORTGAGE LOAN & REFINANCING CONSULTANCY
A lot of people make punctual, monthly repayments on their bank loans. You always have better alternatives for your loans, such as lower interest rates or shorter payback periods. As a matter of fact, we have a ready proven plan to help you save on mortgage interest. You only need to follow the plan to save up to 50% on your interest and, at the same time, shorten the payback period.
*(Terms and conditions apply)
PORTFOLIO MANAGEMENT
After resolving your debts, you will enter the ‘Personal Credit Rating Optimization’ stage (Portfolio Management) to help you optimize your personal credit rating and rating scores, and make full preparations so that you can borrow from banks at any time.